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Platinum Business Credit Cards
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Would you like to enjoy the platinum benefits? A credit card that offers a higher line of credit than most gold cards, (generally more than $5,000). In addition, issuers provide extra perks or incentives to cardholders, like advanced customer service, lower interest rates and auto insurence. Browse through our credit card offers below! Application could not be easier. Just click and get a response in half a minute!
If you need more information about credit cards, then have a look at our collection of related websites!
Make sure you read our terms and conditions before applying for a credit card!
Before selecting from the following business platinum credir cards become familiar with the terms commonly used to describe the conditions of credit. To help you with the terminology, we assembled some crucial terms and their explanations.
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Chase Business Rebate Card
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3% Cash Back** for purchases
1% Cash Back on all other purchases
0% Intro FIXED APR for up to 12 billing cycles on purchases*
No Annual Fee
FREE additional cards
Up to $35,000 credit for your business
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JetBlue Business Credit Card from American Express®
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Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased directly from JetBlue, using your Card*
50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase*
Double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more*
Automatic discounts at leading merchants through the OPEN Savings® program*
Your TrueBlue® points do not expire when you use your Card*
Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
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Starwood Preferred Guest® Business Credit Card
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Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
Earn 1 Starpoint for virtually every dollar you spend on the Card and double Starpoints at participating Starwood hotels and resorts
Redeem at over 825 participating Starwood hotels and resorts worldwide with no blackout dates. Starwood hotels include Sheraton®, Westin®, W Hotels®, St. Regis®, Luxury Collection®, Le Meridien®, and Four Points by Sheraton®.
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
Save on business purchases at companies like FedEx® and Hertz®
Winner of 2006 Freddie Awards: Voted Best Travel Rewards Credit Card by frequent travelers.
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Chase Platinum Visa® Business Card
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0% APR for up to 6 months*
Free Online Reporting
No Annual Fee
Platinum Business Benefits
Visa Business Partner Advantage
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Advanta Platinum Business Card with Rewards Options
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0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
7.99% Variable APR on Purchases
Choice of 5% Cash Back or Travel Rewards
No Annual Fee and No Limit on Earnings
$0 Fraud Liability
Personalized card -- your company name on the top of the card
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Advanta Life-of-Balance Platinum Card
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2.99% Fixed APR for LIFE on balances transferred within 3 months
Up to 6% Cash Back or Travel Rewards
No annual fee
No limit on earnings
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Advanta Platinum Business Card
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0% Intro APR* on Purchases and Balance Transfers for 12 months
No Annual Fee
Detailed Expense Management Reports
Free Online Account Management
Customized Card with Your Business Name
Business Credit Line Up To $50,000
$0 Fraud Liability
Personalized Card -- your company name at the top of the card* See Terms & Conditions
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Blue Cash for Business Credit Card
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Up to 5% Cash Rebate
No Annual Fee
0% APR for up to 6 months
Built-in Smart Chip for Internet Security
Receive ongoing Savings at FedEx®, Kinkos® and Staples®
Option to pay over time or pay in full
OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
Earn cash rewards on purchases made by Additional Cardholders
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TrueEarnings® Business Card from Costco and American Express®
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-5% for buying gas
-3% for eating out
-2% for traveling
-1% for everywhere else, including Costco
No annual fee with your paid Costco Membership.
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The Gold Card from American Express OPEN(SM)
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Earn up to 100,000 points or more in the first year
No pre-set spending limit* and no finance charges
Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
Automatic Complimentary enrollment in the Membership Rewards program
Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
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Terminology guide
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Annual Percentage Rate (APR)
The APR is a measure of the cost of credit, expressed as a yearly rate. The term was established by the Federal Truth-In-Lending law. A card issuer must also disclose the "periodic rate," which is the rate applied to any outstanding (unpaid) charge for each billing period. Example: 18% APR is 1.5% per month. The maximum APR that can be charged for credit cards is set by state law. Florida creditors cannot charge more than 18%, however some states have a higher ceiling. When shopping for a credit card remember, the lower the APR the lower the cost of financing. Some credit card issuers have lower APR than others. When considering a card issued in another state remember the APR conforms to that state's law not Florida's, so rates may be higher, or lower.
Some credit cards have a "variable rate." Rates can go up or down with certain economic indicators. If a credit card has a variable rate find out what index is used, what the percentage will be above the index, whether there is a minimum or maximum APR, how often and how much your rate can change and how a change will affect your minimum monthly payment.
Grace Period (Free Period)
The grace period allows you to avoid paying a finance charge by paying your current balance in full before the "due date" shown on your statement. Many credit card companies offer a grace period, but not all do. If there is no grace period, a finance charge will be imposed on each purchase from the day it is posted to your account.
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If your card offers a free grace period your bill must be mailed 14 days before your payment is due. This is to ensure that you have enough time to make your payment before the due date. However if your bill is mailed to a distant location 14 days is not a long time because your bill must be mailed to you and your payment received by the company by the due date. Note: Payment to your account is credited on the date the payment is received, NOT on the date you mailed the payment.
Annual Fees
Most credit cards issued by a financial institution involve an annual fee. Merchant issued credit cards generally do not charge an annual fee.
Although most multipurpose cards assess a fee, the fees vary in amount and some cards are available without a fee. For example, some credit unions offer cards to members without assessing a fee. Some financial institutions offer cards without fees to depositors with certain types of accounts. Some credit card companies offer to waive the first year's annual fee to attract new card holders.
Transaction Fees
Most cards issued by financial institutions can be used to obtain cash in advance. Fees charged vary according to the system used. It is important to compare these charges.
Late Fees
Most credit card issuers assess a late fee if a payment is not made on the account by a specified date.
Credit Ceilings
Credit card issuers usually set a maximum amount on the credit available to a card holder. If the line of credit is not sufficient, the card holder can request a higher credit ceiling. If the card holder's income and credit history justify it, most companies will increase the amount of credit available up to levels established by company policy.
Since multipurpose cards can be used at many locations some holders exceed their credit limits. To discourage this practice most card issuers impose a fee for exceeding the credit limit. This fee is added each month that the account exceeds the credit limit.
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Copyright 2003-2005 by Platinum Creditcards - Last updated on 2008-07-04
Site designed by Logo Design - Photos by Photo Travelogue
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